Welcome to Peniel Business Financing

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals. Loans from $75K to $2.5M+ can be used for:

  • Straight Acquisition
  • Acquisition and Rehab
  • Refinance
  • Cash-Out

Loan Programs

Lending Criteria
Residential Fix and Flip (Rehab Cash Now)
Residential Fix and Flip (ARV)
Residential Buy and Hold
Term 12 Months 12 Months 18 Months
Loan Amt. $75k to $2.5M+ $75k to $2.5M+ $75k to $2.5M+
LTV Up to 85% of the purchase price;
Up to 65% Refinance;
Up to 50% Cash-Out
Up to 85% of the purchase price + up to 100% of renovation costs;
Not to exceed 75% of the ARV
Up to 85% of the Purchase Price;
Up to 65% Refinance;
Up to 50% Cash-Out
Property Types Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential
FICO No set minimum 600 minimum No set minimum

Contact us today for a free, no-obligation analysis of your financing needs